Provisional Liability

Questions and Answers Part 3 What is provisional liability? Provisional liability is an interim decision on liability. It allows for financial assistance to be provided whilst the claim is investigated and a decision on actual liability is made. How long is provisional liability? Provisional liability is for a period of 12 weeks or up to…

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Property Damage

Questions and Answers Part 3 How long does the insurer have to determine a claim for property damage? The insurer has 28 days to determine a claim for property damage.

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Weekly Compensation – With Capacity to Work

What are my entitlements to weekly compensation during the first entitlement period if I have capacity to work? The first entitlement period is the first 13 weeks of weekly compensation. During the first 13 weeks of weekly compensation where a worker has capacity to work, payments will be calculated at 95% of the workers pre…

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High Needs Workers

Questions and Answers Part 3 What is a worker with high needs? A worker with high needs is a worker who has 21% whole person impairment or more, including workers who have not yet been assessed but the insurer is satisfied that the level of impairment is likely to be 21% or more. It also…

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Factual investigators

Questions and Answers Part 3 Can the insurer arrange a factual investigator? The insurer can arrange a factual investigator to interview injured workers and other witnesses to obtain a statement to assist with the determination of liability. Insurers can also use factual investigators to conduct surveillance and obtain footage of injured workers after their injury as…

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Insurer Deny Responsibility

Questions and Answers Part 3 Why might the insurer deny liability? There are a number of reasons why the insurer may deny liability for injury, weekly compensation, medical treatment or lump sum compensation. These reasons can include: Injury was not sustained at work The injured person is not a worker for the purposes of workers compensation…

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Workers Compensation – Heart Attacks & Strokes

Questions and Answers Part 3 When can the insurer arrange an Independent Medical Examiner? The insurer can arrange an independent medical examination if information from the treating doctors is inadequate, unavailable or inconsistent or the insurer cannot resolve issues directly with the injured worker’s treating doctors. How much notice do the insurers have to provide…

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Do Grandparents Have Any Entitlement to Spend Time or Communicate with Their Grandchildren?

There are legislative provisions under the Family Law Act which gives legal standing to grandparents who wish to make an application in Court to spend time with their grandchildren. Section 60B of the Family Law Act aims to ensure that children receive adequate and proper parenting to help them achieve their full potential and to…

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Mesothelioma

Mesothelioma in Australia

Australia has one of the highest rates of mesothelioma in the world. But what is Mesothelioma? Mesothelioma is a rare and aggressive form of cancer that develops in the thin layer of tissue that covers the lungs. This dust disease can progress rapidly with no known cure for it currently. Exposure to asbestos is the…

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Workers Compensation Claims – General Q&A

Workers compensation is awarded to people suffering from work-related injuries. NSW employers are bound to take out workers compensation insurance to cover physical damage, psychological suffering and any disease contracted during employment. Compensation payments also cover aggravation of an existing ailment and in very limited circumstances injuries sustained travelling to and from work. NSW compensation…

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